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3 Suggestions To Help You Make the Most of Your Summer

If you are getting ready for summer, you might be wondering what you can do to make special memories this year. Having fun during the summer doesn’t have to be expensive. You can make plenty of memories without traveling far away or going anywhere fancy. here are some ideas to help you get started. 

boat insurance Columbus MS

1. Plan a Day Trip Somewhere New 

There are plenty of places to go explore within the state you already live in. Check out a guidebook for your state, and find out what types of attractions, hiking areas, and other unique places of interest are nearby or worth traveling to. Find out who is interested in going with you and plan a day trip someplace new. 

2. Get Out On the Water

If you have a lake nearby, one of the best ways to make summer memories is to get out on the water. Make sure your boat is in good condition and you have everything you need to stay safe, like floatation devices and boat insurance Columbus MS. You can boat to different areas of the lake, have a picnic on the boat, go fishing, or even go swimming, depending on your preferences. 

3. Plan a Party With Your Closest Friends

If you want all of your nearest and dearest friends to spend time with you over the summer, plan a party. Use a checklist to help you decide how much food to buy and what you’ll need, and make sure to get an accurate headcount of who is coming so you can ensure everyone has a fun time. 

If you’re looking for ways to make summer memories this year, plan a day trip to someplace you’ve never been before, or go out on the water on a boat. Planning a party with friends is another great way to celebrate, too.

3 Tips for Saving on Your Car Insurance

When it comes to car insurance, no one wants to spend more than they need to. And while it’s good to keep in mind that you typically get what you pay for, there are things you can do to cut your insurance bills down. Here are three simple tips for saving money on your auto insurance. 

1. Compare Rates 

It can be easy to end up using the car insurance your parents or other family members use simply because you always have, and it’s also easy to default to a big company just because it’s familiar. But it’s important to shop around as best you can to really get a sense of what auto insurance Bellaire TX is the most economical and the most appropriate for your situation. You can search online for information about rates, and you can also ask close friends and family what their recommendations are. 

2. Customize Your Coverage 

Something else you can do to minimize your insurance costs is to shed any coverage that you don’t need. Some auto insurance companies allow you to make changes to your specific coverage on any given vehicle, and you might find that there are coverages built into your plans that you simply don’t need. 

3. Take Defensive Driving 

Finally, another great way to save as much as you can is to pass a defensive driving course and turn in the certificate to your insurance company, as some insurance companies offer discounts for taking defensive driving. Before you spend money and time on a course, though, you should call your car insurance agent to find out whether they accept such certificates and what their requirements are for any subsequent discounts they can offer; sometimes the defensive driving course needs to be tied to a driving citation or ticket, for example. 

Your car insurance doesn’t have to break the bank, and utilizing these three simple tips can help you save as much as possible on your bill so you can spend or invest more of your money elsewhere. 

5 Common Parts and Tools for Boat Maintenance

5 Common Parts and Tools for Boat Maintenance

Finding a suitable mechanic to work on your boat can be like finding a needle in a haystack. If you can turn a wrench and want to tackle the smaller issues yourself, then you’ll need to find a parts store that offers an abundant selection and has a good return policy. Here are some of the more common things that people purchase from marine and RV stores online.

5 Common Parts and Tools for Boat Maintenance

1. Heat Exchanger and Water Pump Parts and Supplies

Whether you are fixing an outboard engine or you have a water-to-water heat exchanger onboard, the cooling system for your marine engine room parts is as vital as it comes to keeping your machine dependable. Most owners will replace the entire cooling system in separate pieces over the course of a few years for larger boats. Outboard engines only need water pumps every 5 to 10 years, or if the pump has obviously failed.

2. Marine Paint and Supplies

Nothing protects your investment from the elements like high-grade marine paint. Certain parts of your vessel may require sanding and re-painting every few years to maintain that beautiful luster and to keep the hull strong and free of weathering and corrosion.

3. Trailering Parts and Supplies

Getting your boat to the water should be an uneventful process, but we know things can go awry pretty quickly as your trailer ages. Wheels, tires, bearings and straps are all common items people purchase for their trailers.

4. Ropes and Chains Supplies

You’ll never hear a boat captain say he has too many ropes. Straps, ropes and chains of all sizes have different purposes on a boat. It’s a good idea to keep plenty of spares onboard.

5. Safety Equipment and Medical Supplies

Check with your jurisdiction’s safety requirements before bringing your boat out to the water. Make sure everyone has a life jacket. Safety items are always in high demand, so stocking up on flares, fire extinguishers, first aid kits, flashlights and other survival items can be a great idea.